to you about this, I have some kind of confidentiality that I have to follow,'  Michael said.  So I was like, 'That's a scam. Don't do it.' 

Fortunately for the victim, Michael was not just an Uber driver-he is also a retired police officer. He recognized the warning signs immediately, grabbed the phone, and found the scammer had already hung up.

 I think the good Lord sent him there to stop me from doing whatever I was doing,  the victim said.  I'll be forever grateful that he was there. Angels are everywhere. 

 I was happy to help her. Yeah, elderly people and children. I can't stand them being victims,  Michael said.

What you can do:

Authorities are now using this close call to remind the public that legitimate banks will never send a courier to collect your cards or demand total secrecy.